Category Settings: Control Where Your Budget is Spent 🛡️

Clara allows you to customize each card's reach by defining which types of merchants are authorized for transactions. This feature is crucial for ensuring compliance with your spending policies and preventing the misuse of corporate resources.

Control Strategies

OptionLogic
AnywhereUniversal use with no category restrictions.
Only specific placesAllowlist: The card only works in selected categories.
Restrict specific placesBlocklist: The card works everywhere except in blocked categories.

Understanding Merchant Categories

Merchant categories are defined by the business's payment terminal provider using MCC (Merchant Category Codes). Clara applies your rules based on this data, but we cannot manually change how a merchant is classified by their bank.

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