Beneficiary Validation Alerts: Maximum Security for Your SPEI Payments 🚦

At Clara, your financial security is our top priority. To help you make safe transfers and avoid rejections or potential fraud, we have implemented a "Traffic Light" alert system. This tool automatically validates beneficiary data when registering or selecting them for a payment.

Understanding the Validation Alerts

ColorMeaningAction
GreenValid DataInformation matches banking records. Safe to proceed.
YellowMinor InconsistencyVerify name or account details before confirming the transfer.
RedHigh RiskData mismatch detected. Contact the beneficiary to confirm the account.

Key Points

  • No Blocking: Alerts do not stop the payment process, but proceed with caution.

  • Security Checks: If a payment is made despite a red alert, Clara may hold the transaction to request supporting documentation.

  • Visibility: You will see these alerts when adding a new beneficiary, making a payment, or viewing payment details.

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